Personal Funding
Capital in your own name — personal credit lines and loans, with credit repair first when your profile needs it.
What Personal Funding is — and how we run it.
Best for
Founders pre-launch or pre-revenue, and anyone who wants capital tied to their personal credit rather than a business file.
Common uses
- Launching a new business
- Personal credit lines
- Consolidating high-interest debt
- Bridging to business funding
What approvals consider
- Personal credit score and history
- Late payments in the last 5 years
- Income and debt-to-income
- Existing credit utilization
How we help
We route your file to the partner that handles personal funding and credit repair, so your profile is cleaned up first where it needs to be — then positioned for the strongest approvals, and later for business funding.
Personal funding amounts, rates, and eligibility vary by lender and applicant credit profile. Credit repair results are not guaranteed.
Generally, you can expect a decision within 1–5 business days after we receive all necessary documentation. On average, 48 hours.
Usually, you'll need proof of identity, proof of income, and financial statements. Depending on the type of program, other documentation may be required.
Yes. We'll walk you through how to properly set up a business, and then begin the business funding process.
Yes, but to secure higher limits and 0% interest terms, you'll need a solid credit profile — 680+ to start.
Absolutely. We use the latest encryption technology to ensure that all your personal and financial information is safe and secure.
Any amount you qualify for. In most cases for startup funding, eligible clients receive between $50,000 and $150,000 in their first round, and up to $150,000 to $350,000 after additional rounds.
Funding eligibility depends on multiple factors — credit score, income, time in business, existing debt obligations, and the specific program. Bad credit doesn't disqualify you. We work with credit profiles from 580+ depending on the program. If credit is the bottleneck, your Funding Advisor can map out targeted credit improvements to qualify for stronger programs in your next round.
Capital is one variable. Execution is the other.
Most business owners get the funding and still leak the margin. Turbion Capital secures the capital. The AI Audit maps how to deploy it — so the next round of growth doesn’t require the same hand-holding as the last one.
Turbion Capital is not a lender. Funding offers are provided by third-party partners and are subject to underwriting and verification.
Build now. Pay smart.
Secure the capital, then deploy the engine that turns it into growth. Book your AI audit to map the build.